A Better Rate
This week, I paid off a credit card or two and it felt so good! We have a few more that we're working on, mostly with small balances, so they'll be paid off in no time at all. However, we do have one line of credit that we opened up to pay for my new hearing aids when we couldn't pay for them in full. I misread the fine print and didn't realize how high the interest rate and finance charges are. I almost fell over when I opened the first bill!
That unpleasant surprise has led me to compare credit cards and investigate balance transfers, because I will be damned if we'll pay that high of a finance charge every month. It's ridiculous. I know we can get a better rate with a different bank. Heck, we might even be able to finagle a 0% credit card offer! Our credit is mostly repaired from when we messed it up years ago, so I have confidence that we'll be able to get out of this ludicrous arrangement.
Note to self: look into new banks before the end of the payment cycle!
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